This thread is an aggregated view of checking & savings options, with high-yield savings options listed first.
High Yield Savings Accounts:
- Barclays Online Savings Account – 1.75% APY
- Marcus by Goldman – 1.80% (No minimum deposit to open; minimum $1 to earn stated Annual Percentage Yield).
- CIT Bank Premier High Yield Savings – 1.55% (Minimum Opening Balance – $100)
- American Express Personal Savings – 1.75% (No monthly fees, no minimum balance).
- Synchrony Bank – 1.75% (No monthly fees, no minimum balance).
- Discover Online Savings Account – 1.75% (Up to $200 bonus) (No monthly fees, no minimum balance).
- Ally Online Savings Account – 1.75% (No monthly fees, no minimum balance).
Some other good savings options are:
- Get a $150 bonus when you open a new Chase Savings? account, deposit a total of $10,000 or more in new money within 10 business days, and maintain a $10,000 balance for 90 days
- Access to over 16,000 Chase ATMs and 5,100 branches
- Link this account to your Chase checking account for Overdraft Protection
- Chase QuickPay® with Zelle® – Take the drama out of splitting a check.
- Real-time fraud monitoring – We watch your debit-card to help your money stay your money
- Apply online in minutes
- Open your account online now
- Save As You Go Transfers®: Wells Fargo will transfer $1 of your funds from your linked Wells Fargo checking account to your Way2Save Savings account for each qualifying transaction
- Set up monthly automatic transfers of $25 or more to reach your savings goals
- Overdraft protection for your checking account
- Wells Fargo’s highest savings rates
- Option to write checks
- Overdraft protection for your checking account
- Earn more – Competitive tiered interest rates pay higher rates for higher balances
- Bank anytime – Access our Personal Internet Banking with complimentary Bill Pay, and set up Bank-To-Bank Transfers or transfers between your HSBC accounts1(Federal Reserve Regulation D Transaction Limitations apply)
- Build your relationship – Balance counts towards your monthly minimum HSBC Premier balance requirement. Your Premier relationship provides access to our comprehensive global banking and investment solutions.
- Save safely – Your money is FDIC-insured to the maximum permitted by law.
Also Available:
HSBC Advance Savings
HSBC Everyday Savings
Additionally, Chase has their
- Get up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase SavingsSM account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
- Get a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Get a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days, and maintain a $10,000 balance for 90 days
- Access to over 16,000 Chase ATMs and 5,100 branches
- Apply online in minutes
- Chase QuickPay® with Zelle® – Take the drama out of splitting a check.
- Real-time fraud monitoring – We watch your debit-card to help your money stay your money
- Open your account online now
Here are some of the best checking accounts:
- Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus Checking? account and set up direct deposit
- Get $300, more benefits, and earn interest on your new Chase checking account.
- The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances
- No Chase fee on first four non-Chase ATM transactions per statement period
- Earn interest on your checking account balance.
- Access to over 16,000 Chase ATMs and 5,100 branches
- Apply online in minutes
- Open your account online now
- Get $200 as a new Chase checking customer, when you open a Chase Total Business Checking® account with qualifying activities
- Chase has business specialists at your local branch to help with your business needs
- Access to over 16,000 ATMs and 5,100 Chase branches nationwide
- Account Alerts are a great way to stay on top of your account’s activity and enhance security
- Unlimited electronic deposits at no charge, including Chase QuickDepositSM, ACH and ATM
- Get a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to over 16,000 Chase ATMs and 5,100 branches
- Mobile check deposit – It’s as easy as taking a selfie.
- Chase QuickPay® with Zelle® – Take the drama out of splitting a check.
- Real-time fraud monitoring – We watch your debit-card to help your money stay your money
- Apply online in minutes
- Open your account online now
- Earn $300 when you receive direct deposits of $2,500 or more within 60 days of opening your account*
TD Convenience Checking? Account
- Earn $150 when you receive direct deposits of $500 or more within 60 days of opening your account*
Bank of America Interest Checking®
- Our $0 Liability Guarantee covers fraudulent transactions and are credited back to your account as soon as the next business day
- Our secure Mobile Banking app makes it easy to manage your money your way
- Choose your own rewards with BankAmeriDeals, and get up to 15% cash back at locations you choose
- Temporarily lock and unlock your debit card right from your Mobile Banking app or through Online Banking
- As a Preferred Rewards client, get used to getting more, like no fees on select banking services
- Customizable email and text alerts to notify you of suspicious activity
- Interest on the balances of this account
- Additional checking or savings accounts with no monthly maintenance fee
- No fee for Overdraft Protection transfers from an eligible linked deposit account
- No fees for standard checks and incoming domestic wires
Also Available:
Bank of America Core Checking®
Bank of America Business Fundamentals® Checking
Business Advantage Checking
HSBC Premier
- Earn more – Competitive tiered interest rates pay higher rates for higher balances
- Bank anytime – Access our Personal Internet Banking with complimentary Bill Pay, and set up Bank-To-Bank Transfers or transfers between your HSBC accounts1(Federal Reserve Regulation D Transaction Limitations apply)
- Build your relationship – Balance counts towards your monthly minimum HSBC Premier balance requirement. Your Premier relationship provides access to our comprehensive global banking and investment solutions.
- Save safely – Your money is FDIC-insured to the maximum permitted by law.
Also Available:
HSBC Advance
HSBC Choice Checking
HSBC Basic Banking
A good option for students:
- Get $50 as a new Chase checking customer when you open a Chase College Checking? account, enroll in paperless statements and complete 10 qualifying transactions.
- Access to over 16,000 Chase ATMs and 5,100 branches
- There is no Monthly Service Fee from the time of account opening until after the student’s expected graduation date up to 5 years.
- Deposit checks from virtually anywhere, anytime, just by taking a photo with the Chase Mobile® app.