Citibank High-Yield Savings Account 2.36% APY, , $0 minimum balance to earn APY

Citibank, recently launched a high-yield savings account called Citi Accelerate. The account pays 2.36 percent APY,
There’s no minimum balance requirement to earn the APY and no minimum to open an account.
The account carries a monthly service charge fee of $4.50. That fee may be waived by maintaining a balance of $500 or more. The account is available in only 41 states.
https://banking.citi.com/cbol/sav…1CE7112A9F