Chase Offers: Earn 15% back on your Lowe’s purchase, with a $20.00 back maximum! No Gift Card Limit language, YMMV

$135 x 15% = $20.25
Offer valid one time only. Offer expires 11/22/2019. Payment must be made directly with the merchant. Offer not valid on third-party delivery services or mobile wallet purchases. Payment must be made on or before offer expiration date.
http://www.chase.com