you pay device in full but actual cost is much less due to 150$ card and headphones that can be resold
Buy the Iphone 12 for 816$
get 150$ card back and Beats Solo Pro wireless headphones after porting and paying two months of service
for the second month you can join party pay to go down to 25$ – party can be found in slickdeals or reddit
-120$ headphones resell value (estimate)
looks like the best deal for Iphone 12 unlocked without locking in for 24 months etc I could find
https://www.visible.com/shop/smar…/iphone-12
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