Marcus by Goldman Sachs – Interest Rate Promotion / Referral – 1.00% APY

By | September 15, 2021 7:17 am EST

Marcus by Goldman Sachs – Online Savings Bank (
Marcus just increased their promotion rate starting Sept.1st 2021 to .50%, (It used to be .20%)
Now when you open account using a referral code, Marcus will give you an additional .50% APY. Their current online savings rate is .50% and with the additional .50% this bumps it up to 1.00% APY. You must use a referral link to open your account in order to get the higher rate.
Note: This rate boost is good for 3 months, however you can extend it by referring other people. They will allow you 5 referrals per year. So essentially you could have the higher rate for an entire year if you refer others. Highest rate I have seen for liquid cash from a reputable bank. Please do not turn thread into a financial advice thread. This is an FDIC bank and is to be used for liquid/emergency funds.

"As a Marcus customer, you can pay it forward and help your friends grow their savings, too. When you refer a new customer to Marcus, you both could earn a Referral Bonus: an additional 0.50% Annual Percentage Yield (APY)—doubling the current APY—on your Online Savings Accounts for 3 months.
You may earn up to 5 Referral Bonuses in each calendar year."

Full terms here:…ffer-terms

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